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Michael S. Cardwell and Blake R. Castaldo are agents collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, AZ, CA (Cardwell CA Insurance Lic. #0K77296; Davidson CA Insurance License #0L60759; Castaldo CA Insurance License #4026501), CO, FL, GA, IA, IL, IN, KY, KS, LA, MD, MI, MN, MO, NC, NJ, NV, NY, OH, OR, PA, SC, TN, TX, VA, and WA. No insurance business may be conducted outside the states referenced.

Michael S. Cardwell and Blake R. Castaldo are Registered Representatives of and collectively offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states of AL, AZ, CA, CO, FL, GA, IA, IL, IN, KS, LA, MD, MI, MN, MO, NC, NJ, NV, NY, OH, OR, PA, SC, TN, TX, VA, and WA. No offers may be made or accepted from any resident outside the specific state referenced.

Michael S. Cardwell and Blake R. Castaldo are also separately registered as Financial Advisors under Eagle Strategies LLC, a Registered Investment Adviser, collectively offering advisory services in the states of AL, AZ, CA, CO, FL, GA, IA, IL, IN, KS, LA, MD, MI, MN, MO, NC, NJ, NV, NY, OH, OR, PA, SC, TN, TX, VA and WA. As such, these services are strictly intended for individuals residing in the states referenced.

Lifetime Wealth Partners is not owned or operated by NYLIFE Securities LLC or its affiliates.